Newark Cycles Ltd


Interest Free Finance Available - 0% APR Representative.

Newark Cycles offer up to 12 months interest free credit on any cycle or cycle bundle over £250. The application process is quick and simple with a decision made in seconds. Ride away the same day with any in-stock cycle.

Finance is provided by V12 Finance and is subject to status. Terms and conditions apply. Full details available in store.

Representative Example
Purchase Price £1000 Total Payable £1000
Deposit £200 Duration of Agreement 12 months
Amount of credit £800 Rate of interest (fixed) 0%
12 Monthly Payments £66.67 0% APR Representative

To qualify you must:

  • Be 18 or over and in receipt of a regular income.
  • Have a good credit history.
  • Be a permanent UK resident with a UK address history for the last 3 years.
  • Meeting this criteria does not guarantee acceptance. Applications also welcome from retired individuals, in receipt of a private or company pension (aged 50 or over at date of application).

    Your application will require a credit search. Credit scoring is the process used by financial services companies to evaluate the credit risk of new applicants. This technique will be applied to your application finance. Credit scoring works by awarding points for each answer given on the application form such as age, income and occupation, together with information obtained from credit reference agencies. This information allows V12 Finance to produce consistent decisions, ensuring all applicants are treated fairly. Credit scoring does not discriminate on the grounds of sex, race, religion, disability or colour.

    Consumer finance at Newark Cycles Ltd is provided by V12 Retail Finance, a trading name of Secure Trust Bank. The finance option is applicable on any order over £250, including VAT.

    All offers of finance are subject to acceptance by V12 Retail Finance. Newark Cycles accepts no liability in relation to the credit analysis and resulting contractual obligations. Please direct all enquiries in writing to: V12 Retail Finance; customerservices@v12finance.com.

    Please keep a copy of the Terms and Conditions as well as your invoice for your records. We advise applicants to keep the documents relating to the financing application.

    Newark Cycles Ltd is registered in England and Wales 10212095. Registered Office: 53 Balderton Gate, Newark, NG24 1UE. Newark Cycles Ltd acts as a credit broker and only offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance.